Insurance Programs

As a member of Doctors of BC or Yukon Medical Association, you have access to exclusive insurance plans. 

We offer a full range of high-quality insurance products and services exclusively designed and competitively priced to meet the unique lifestyle, income and practice needs of our physicians, residents and medical students. 

Our experienced in-house Insurance Advisors work exclusively for physicians and are here to help members through program selection, implementation, servicing, and claims assistance. Fully aware of the personal and professional demands of the medical profession, we work with you to customize an insurance portfolio to suit your circumstances. We’re proud to manage over 19,000 policies that protect our members and their families.

Why choose Doctors of BC insurance programs?

  • Cost-effective: Get access to competitive member-only group pricing, and insurance premium discounts where applicable. Surpluses from our not-for-profit insurance business are refunded to members.  
  • Comprehensive: A comprehensive range of insurance products and enhanced product features that grow with your career.  
  • Objective: Get expert, objective advice that's in your best interests from advisors who work on salary, not commission.
  • Convenient: We are a full brokerage firm that offers you exclusive Doctors of BC association plans and individual private coverage with Canada's leading insurers that will grow with your career.
  • Coordinated: We partner with MD Financial Management to help you meet your wealth management and retirement planning needs.

See our product summary highlights.

Term life, disability, critical illness, accidental death and dismemberment, professional expense insurance, long term care insurance and more are available for physicians, residents and students. 

Two distinct travel plans are available for Doctors of BC members: Emergency Medical Travel including baggage and trip interruption, and a stand-alone Trip Cancelation/Interruption plan.

Doctors of BC members are eligible to purchase exclusive plans brokered through Mardon Group, and tailored specifically for physicians, residents and medical students. Plans include Residential, Commercial, Liability, Directors’ & Officers’ Liability and various auto insurance plans.

Members are automatically provided with no-cost Identity Theft coverage. The coverage provides a lump-sum payout, reimburses claimants for lost wages, attorney fees, notary fees, etc.

The Health Benefits Trust Fund (HBTF) plan is a comprehensive health and dental benefit plan for members, their families and their office staff. The plan also includes an employee benefit package comprised of Life, Accidental Death and Dismemberment & Disability insurance coverage specifically for medical office staff.

Meet your Doctors of BC Insurance Team, contact us with questions, or book a free consultation with one of our licensed, non-commissioned Insurance Advisors.

MD Financial Management is the only financial services firm dedicated exclusively to the financial well-being of Canada’s physicians and their families so that they can live their best lives today and tomorrow.  Please note that effective June 1, 2018 CMA membership is no longer a requirement to

Get quick access to commonly-used forms for claims, changes, application claim forms, change forms, application and enrollment forms, get quick access.