- Managing your Practice
-
- Your Benefits
-
- Advocacy & Policy
-
Creating Positive Change
At Doctors of BC, we help doctors provide better care for their patients. Find out how in this video.
-
- Collaboration
- News & Events
- About Us
-
In the event of a critical illness, your focus should be on your recovery and not your finances. Available to you and your spouse, Critical illness insurance (CI) provides a one-time tax-free lump-sum benefit payment if you are diagnosed with one of 25 covered conditions. CI coverage pays in addition to disability insurance and regardless if you’re working.
You can use the payment to help cover:
New Doctors of BC members are eligible for $50,000 in coverage for themselves and their spouse without providing proof of good health if you apply for coverage within 90 days of becoming a new member for the first time. A pre-existing condition limitation will apply to this coverage.
You must meet a 30 day survival period for most illnesses.
You’ll no longer pay premiums should you become totally disabled (for at least six months in a row) before age 65 – coverage in place for as long as you continue to be disabled.
You can add $5,000 to $20,000 of CI coverage (in units of $5,000) for your child(ren).
Get a Quote
You can also email
to ask for a personalized quote.Submit your completed Critical Illness application form via email, fax or mail.
Proof of good health is required unless you meet the special offer criteria listed above. After submission of your application, we will contact you to make arrangements at no cost to you. Depending on your age, health and the amount of coverage being applied for, you may be required to provide one or more of the following:
Contact the Insurance Department at
or 604 638 7914 to receive a claims package.Book an appointment with a licensed, non-commissioned Doctors of BC Insurance Advisor to confidentially discuss your situation and learn what coverage is right for you.
Email or call 604 638 7914.
After submission of your application, proof of good health is required (excluding new members within the past 90 days). We will contact you to make arrangements at no cost to you. Depending on your age, health and the amount of coverage being applied for, you may be required to provide one or more of the following: