In the event of a critical illness, your focus should be on your recovery and not your finances. Available to you and your spouse, Critical illness insurance provides a one-time lump-sum benefit payment if you are diagnosed with one of 25 covered conditions (subject to a survival period of usually 30 days). Critical Illness is available from a minimum payment of $50,000 to a maximum of $500,000 in units of $10,000.
You can use the benefit to cover costs such as:
- Medicines and treatments
- Child care
- Home maintenance and renovation
- Health care required outside Canada
- The loss of income of a spouse who is caring for you
- Repayment of loans
For details read the Plan Brochure.
New member special offer - no proof of good health required
New Doctors of BC members are eligible for $50,000 in coverage for themselves and their spouse without providing proof of good health if you apply for coverage within 90 days of becoming a new member for the first time. A pre-existing condition limitation will apply to this coverage.
How to apply
Submit your completed application form via email, fax or mail.
- Scan & Email: firstname.lastname@example.org
- Fax: 604 638 2909
- Mail: Doctors of BC, Insurance Department, 115 – 1665 W Broadway, Vancouver, BC V6J 5A4
Proof of good health
After submission of your application, proof of good health is required (excluding new members within the past 90 days). We will contact you to make arrangements at no cost to you. Depending on your age, health and the amount of coverage being applied for, you may be required to provide one or more of the following:
- Telehealth interview
- Blood and urine
- Paramedical Exam