Insurance for Doctors

Accidental Death & Dismemberment

Accidental Death and Dismemberment (AD&D) coverage can provide protection in the event you or your family member incurs a loss of life, or loss of use of: limb, sight, hearing and/or speech due an accidental injury. This plan offers a tax-free lump-sum benefit that is paid in addition to any life or disability insurance you may have. 

Benefits for Physicians

A serious injury or accidental death can have tremendous consequences. Your savings and disability coverage may not stretch far enough in the event of a catastrophic accident. Rural travel, international travel, sports and hobbies can make you and your family at higher risk of an accident. Because proof of good health is not required to apply, this plan is especially valuable if you have health concerns.


You are eligible to apply for AD&D insurance if you are: 

  1. under age 69 and,

  2. an active member of Doctors of BC

If you choose family coverage, your spouse and all of your dependent children will be insured for a percentage of your principle sum. 

Doctors of BC AD&D Advantage

  • Worldwide coverage, 24 hours/day, 365 days/year

  • Coverage from $100,000 to $2,000,000

  • Cover yourself or your entire family 

  • No medical questions and guaranteed approval

  • Comprehensive schedule of losses

  • Additional benefits such as Day Care benefit, Family Transportation benefit, Parental Care benefit and many more

  • Extremely affordable premium

  • Conversion Privilege

Find Out More & Rates

For details, please read the plan brochure.

How to Apply 

Submit your completed AD&D enrollment form.

Application Process

No medical questions or tests are required.