Accidental Death and Dismemberment (AD&D) coverage can provide protection in the event you or your family member incurs a loss of life, or loss of use of: limb, sight, hearing and/or speech due an accidental injury. This plan offers a tax-free lump-sum benefit that is paid in addition to any life or disability insurance you may have.
A serious injury or accidental death can have tremendous consequences. Your savings and disability coverage may not stretch far enough in the event of a catastrophic accident. Rural travel, international travel, sports and hobbies can make you and your family at higher risk of an accident. Because proof of good health is not required to apply, this plan is especially valuable if you have health concerns.
You are eligible to apply for AD&D insurance if you are:
under age 69 and,
an active member of Doctors of BC
If you choose family coverage, your spouse and all of your dependent children will be insured for a percentage of your principle sum.
Worldwide coverage, 24 hours/day, 365 days/year
Coverage from $100,000 to $2,000,000
Cover yourself or your entire family
No medical questions and guaranteed approval
Comprehensive schedule of losses
Additional benefits such as Day Care benefit, Family Transportation benefit, Parental Care benefit and many more
Extremely affordable premium
For details, please read the plan brochure.
Submit your completed AD&D enrollment form.
No medical questions or tests are required.