For members enrolled in the INCOMEprotect program prior to November 1, 2025

Plans issued before November 1, 2025, belong to the Legacy disability series, which is closed to new enrollees. For details on your plan, please refer to the:

Exercising your Guaranteed Insurability Benefit (GIB) Rider

  • From October 1 to November 24, you can increase your INCOMEprotect Legacy coverage without providing medical evidence through the GIB Rider. Eligible members will receive email notifications during this annual option period.

Making a claim 

See Make a Claim for step-by-step instructions.

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